California insurance rate filings: what companies asked for
Every personal home and auto rate filing the California Department of Insurance has on record for 2025 and 2026, with the increase or decrease the company requested. A filing is a request, not a decision.
Largest requested increases
| Filing | Company | Line | Requested | Type |
|---|---|---|---|---|
| 26-1241 | Philadelphia Indemnity Insurance Company | Auto Liab/Phys Damage | +60.6% | Rate/Rule/Form With Var |
| 25-1768 | American Modern Property And Casualty Insurance Company | Auto Liab/Phys Damage | +56.2% | Rate And Variance |
| 25-1293 | Spinnaker Insurance Company | Auto Liab/Phys Damage | +51.0% | Rate And Variance |
| 26-714 | Foremost Insurance Company Grand Rapids, Michigan | Auto Liab/Phys Damage | +50.0% | Rate |
| 25-1832 | American Family Connect Property And Casualty Insurance Company | Homeowners Multi-Peril | +44.4% | Rate |
| 25-126 | American National Property And Casualty Company | Auto Liab/Phys Damage | +43.0% | Rate |
| 25-163 | Asi Select Insurance Corp | Homeowners Multi-Peril | +41.2% | Rate |
| 25-887 | Asi Select Insurance Corp | Homeowners Multi-Peril | +40.0% | Rate |
| 25-6 | Nations Insurance Company | Auto Liab/Phys Damage | +39.7% | Rate |
| 25-1 | Granwest Insurance Company | Homeowners Multi-Peril | +37.5% | Rate |
| 25-84 | W Insurance Company | Homeowners Multi-Peril | +35.0% | Rate/Rule/Form |
| 25-1759 | Cincinnati Insurance Company (The) | Homeowners Multi-Peril | +35.0% | Rate |
| 25-179 | Spinnaker Insurance Company | Homeowners Multi-Peril | +30.0% | Rate |
| 25-480 | Aig Property Casualty Company | Auto Liab/Phys Damage | +28.8% | Rate/Rule/Form |
| 25-465 | Stillwater Insurance Company | Homeowners Multi-Peril | +27.5% | Rate |
| 26-561 | Qualitas Insurance Company | Auto Liab/Phys Damage | +26.7% | Rate |
| 25-834 | Qualitas Insurance Company | Auto Liab/Phys Damage | +25.3% | Rate And Variance |
| 25-1650 | Markel American Insurance Company | Auto Liab/Phys Damage | +24.5% | Rate/Rule/Form |
| 25-1942 | American Bankers Insurance Company Of Florida | Homeowners Multi-Peril | +20.0% | Rate/Rule/Form |
| 25-166 | Pacific Specialty Insurance Company | Auto Liab/Phys Damage | +17.9% | Rate/Rule/Form |
| 26-1914 | American Bankers Insurance Company Of Florida | Homeowners Multi-Peril | +17.9% | Rate/Rule/Form With Var |
| 25-276 | Cincinnati Insurance Company (The) | Auto Liab/Phys Damage | +17.6% | Rate And Variance |
| 26-587 | Foremost Insurance Company Grand Rapids, Michigan | Auto Liab/Phys Damage | +17.2% | Rate |
| 26-103 | Spinnaker Insurance Company | Auto Liab/Phys Damage | +16.1% | Rate/Rule/Form With Var |
| 25-667 | Granwest Insurance Company | Auto Liab/Phys Damage | +14.3% | Rate |
Why this page exists
Insurance comparison sites publish an average premium. That average hides the thing that actually moves a bill: a single company filing for a large increase in your line and your state. The Department of Insurance publishes every filing, but only as a search form that returns fifty rows at a time.
This page is that search, collected and sorted. The number next to each company is what it asked for. Whether it was granted, and by how much, is a separate decision that appears in the filing documents rather than in the index.
What a requested increase is not
A request is an opening position. Regulators cut requests, sometimes by more than half, and sometimes reject them. Treating a filing as a price change is the mistake this page is built to avoid: every row says requested, and the method page explains what is missing.