Insurance Filings

Essentia Insurance Company rate filings in California

2 filings on record here, 0 of which carry a requested rate change. The figures are what the company asked the California Department of Insurance for.

2Filings collected
0Asking for an increase
—Largest request
—Median request

Every filing

FilingLineRequestedYear
25-1175Auto Liab/Phys Damage—2025
25-1910Auto Liab/Phys Damage—2025

What a company-level view adds

A single filing tells you very little on its own: it applies to one line, one programme and one year. Looking at every filing a company made in the same period shows whether the large number was an isolated request or part of a pattern across its whole book.

Essentia Insurance Company files in 1 line here: Auto Liab/Phys Damage. A request in one line does not carry over to another, which is why the table keeps them separate rather than averaging them into a single figure.

How to read the numbers

Each percentage applies to that filing's own rate level. Adding them together, or averaging across lines, produces a number that does not correspond to anything a policyholder pays. The median above is shown for orientation only.

A request is also not a decision. Regulators grant, cut or reject, and the outcome lives in the filing documents rather than in the index this site collects.

All California filings