Insurance Filings

Pacific Specialty Insurance Company rate filings in California

12 filings on record here, 2 of which carry a requested rate change. The figures are what the company asked the California Department of Insurance for.

12Filings collected
2Asking for an increase
+17.9%Largest request
+17.9%Median request

Every filing

FilingLineRequestedYear
25-166Auto Liab/Phys Damage+17.9%2025
25-1984Homeowners Multi-Peril+6.8%2025
25-692Homeowners Multi-Peril—2025
25-822Homeowners Multi-Peril—2025
25-1034Homeowners Multi-Peril—2025
25-1051Homeowners Multi-Peril—2025
25-1347Homeowners Multi-Peril—2025
25-1594Homeowners Multi-Peril—2025
25-2195Homeowners Multi-Peril—2025
25-2199Homeowners Multi-Peril—2025
26-15Homeowners Multi-Peril—2026
26-16Auto Liab/Phys Damage—2026

What a company-level view adds

A single filing tells you very little on its own: it applies to one line, one programme and one year. Looking at every filing a company made in the same period shows whether the large number was an isolated request or part of a pattern across its whole book.

Pacific Specialty Insurance Company files in 2 lines here: Auto Liab/Phys Damage, Homeowners Multi-Peril. A request in one line does not carry over to another, which is why the table keeps them separate rather than averaging them into a single figure.

How to read the numbers

Each percentage applies to that filing's own rate level. Adding them together, or averaging across lines, produces a number that does not correspond to anything a policyholder pays. The median above is shown for orientation only.

A request is also not a decision. Regulators grant, cut or reject, and the outcome lives in the filing documents rather than in the index this site collects.

All California filings